Maplewood Covenant Business Custom Fine Crafts Imports Talavera Mexican Tile Murals

Custom Fine Crafts Imports Talavera Mexican Tile Murals

A Mexican tile mural is a work of art and imagination that is durable enough to hang above a kitchen back splash,in the shower area or in the courtyard. They are functional,beautiful,and affordable and can also create attractive additions to walls in hallways and living rooms.

These murals can be integrated into a larger tiled wall or they can stand alone on a different area. The tiles are usually hand painted,generally using very bright colors,which is important to keep in mind when planning how a tile mural might fit into a room(s) in your house.

The murals are made of standard Talavera Mexican tiles,but are painted in groups to show colorful depictions of flowers,landscapes or street scenes,they can even be customized from a given scene.

Talavera Mexican murals blend the best of California revival home design and architecture with Mexican artistic traditions that extend back for hundreds of years. The brightly colored murals often depict pastoral scenes from an older,nostalgic Mexico,while today’s finishes allow these murals to maintain their beauty even when placed outdoors.

When installing the tiles it is recommended to find the ideal location where the mural is going to be installed. It is recommended to start from the bottom line and up. It is best to place this tile line and then build up line by line,leaving an 1/8″ inch space between each of the tiles for grouting,which should be applied after the tin set is strong enough to hold the tiles in place. Ceramic tile tin set and grout can be found at home improvement local stores. The grout should be non-sanded preferable,sanded grout is used for 1/2″ wide grouts and over.

An advantage of ceramic tile mural designs is the fact that you can choose the size that fits in the area you are planning to install it. Other advantage includes the fact that you can remove it from the original location (as long you installed in a separate panel) if needed. A Talavera Mexican tile mural the ideal middle ground between wall murals,canvas art,and tile walls.

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Long-Planned Microbrewery In Arlington Heights Near Corporate Housing Is Now In The Village Feedback StageLong-Planned Microbrewery In Arlington Heights Near Corporate Housing Is Now In The Village Feedback Stage

If you live in the suburbs of Chicago,specifically Arlington Heights,and are a fan of carefully crafted microbrews of all types,you’re going to want to pay attention to what is happening in the village right now with a hopeful brewing company. Arlington Beer Company,a brewery that has been in talks with the city since back in 2014,is hoping to open their microbrewery with a new set of proposed plans released earlier this month.

Hoping to open the brewery near serviced apartment rentals and other businesses,Arlington Beer Company thinks the location will be great for residents and tourists alike. The company recently changed the proposed plans in hopes of getting the city more on board than they were before,and now city officials will be taking a look at the plans and getting feedback.

“Specifically,size of the retail sales portion has increased significantly,and the petitioner is now proposing to use the exterior of the site for additional consumption of beer,” wrote Sam Hubbard,a development planner for the village of Arlington Heights,in a memo.

Officials are seeking information from the village board on whether or not the proposed changes follow liquor laws. The building,if opened as planned,would be two stories and would be about 2,800 square feet. Additionally,the company would like to open an outdoor patio like many bars in Downtown Chicago do to capitalize on the warm Chicago summer traffic.

While many people are excited about the project for various reasons,many Arlington Heights Village officials are nervous that the revised proposal is “too intense for the property and area,and may impact future redevelopment of the vicinity.”

Whether or not if you like beer,a brewery of this size will absolutely effect anyone that lives in the area so be sure to let your voice be heard if you have an opinion on this project.

How Well Do You Know your Own Mind?How Well Do You Know your Own Mind?

By John Sage sales coach

Congratulations! You’ve made it to the next instalment in my Guidelines of Life blog series. In the last edition,we went over the value of having guidelines,how to create your own guidelines,and a couple of other tips to adopt a wealth mindset.

Let’s not waste any time and get to the next three rules. These are a bit various than the last,and I want you to think of the time you invest reflecting and evaluating past choices.

Guideline Five: Know thyself

I ask you: do you really know yourself? Do you understand your practices,failures,successes,insecurities,and so on?

We have blinders on in our everyday lives. It doesn’t matter whether you’re driving to the doughnut store or signing a multi-million-dollar property investment offer,you’re probably not looking closely in the mirror.

The thing is,all of the very best investors worldwide know themselves within and out and you can too with a little bit of practice.
It’s everything about understanding your process for examining investment decisions. If you can develop a system to objectively understand the danger and benefits of a choice,you’ll make better choices in the long-run.

More from John Sage sales coach:https://medium.com/@john_80411/rules-of-the-game-rule-1-there-are-no-rules-dbff7a9fbc44

Rule 6: Ethics and value exchange

I wish to stop for a minute to make one thing clear: these are 2 various things that I’m describing.

Ethics are the overriding concepts that direct you throughout life. They’re your morals,principles,and assist to keep you from losing control of your life. With these ethics,navigating struggling waters becomes much simpler as you basically already have a roadmap to utilise to base all of your decisions.

Value exchange,on the other hand,describes the procedure of wealth exchange. To build wealth,you require to give something of value on your side of the exchange.
You can’t have one without the other,and if you wish to end up being wealthy and adopt a wealthy state of mind,you require to establish values that you can then exchange. To put it simply,to construct wealth,you need to add value.

Rule Seven: Integrity

Anyone can lie,cheat,or take in the investing world. In truth,Hollywood motion pictures like Wall Street and others reveal this practice and have actually moved the public’s understanding. Let me tell you one thing: you won’t make it really far in the long-run without some integrity.

Individuals get the liars and cheats in the investing world,and although you might get some short-term success,it will run out,and your track record will be garbage.
To cap off this blog post,I want to summarise a couple of points:

� To make it throughout life,you require to understand yourself. You need to come in person with your successes,failures,fears,requirements,and wants.

� You likewise need to define your core ethics in life. What principles assist you? When you can determine this,you can begin adding value to wealth exchanges.

â? Lastly,you require to have integrity and do whatever truthfully. It might take longer to see success,but you’ll have much better luck in the long-run,build more powerful relationships,and more steady wealth.

John Sage Sales Coach – Direct To Your Inbox

The last three rules await you in my next blog. Subscribe to this blog and follow me on social networks to never ever miss an update! www.johnsage.com.au

Possible 2025 IRMAAPossible 2025 IRMAA

For retirees in Medicare the tax of IRMAA is happening and at a more alarming rate than ever before, so much so that the future of IRMAA will impact many more retirees than anyone is planning for. The 2025 irmaa brackets are expected to affect even more retirees than the current brackets. Each IRMAA tier has a corresponding marginal tax rate that determines the additional premium part B and part D surcharges.

In 2007, when IRMAA first came into existence, roughly 1.7 million Medicare beneficiaries were hit with this tax.

Today, in 2023, the amount of people in IRMAA is over a staggering 6.8 million. This is an increase of 9.00% annually from 2007 and the future doesn’t look like it will decrease either.

 

What is the Future of IRMAA?

According to recent reports from the Trustees of Medicare, by 2030 there will be at least 12.8 million or 25% of all eligible Medicare beneficiaries in IRMAA.

This amount of Medicare beneficiaries who will be in IRMAA, according to the Trustees, must occur, regardless of what the IRMAA thresholds may become as the program itself (Medicare) will be insolvent in just a few years without it.

IRMAA is simply a revenue source for both the Medicare and Social Security programs, without it both programs will be in serious jeopardy. The Social Security Administration uses your modified adjusted gross income (MAGI) to determine your IRMAA tier and corresponding marginal tax rate.

 

What is IRMAA?

IRMAA, short for Medicare’s Income Related Monthly Adjustment Amount, is a surcharge on to of Medicare Part B and D premiums for those who earn to much income. The income-related monthly adjustment amount (IRMAA) is based on your modified adjusted gross income.

IRMAA is a tax on income.

If you earn an income over a certain limit, then your Medicare premiums will increase accordingly. The more you make in oncome the higher your premiums will be. Your adjusted gross income, as reported on your tax return, is used to determine if you are subject to the income-related monthly adjustment amount. The marginal tax rate for IRMAA can be as high as 85% for the highest income tier. 

Compounding this issue of IRMAA and its surcharges is that any surcharges you are hit by will reduce your Social Security benefit too.

 

You pay for your IRMAA surcharges through your Social Security benefit.

So, the more income you earn in retirement the more your Medicare premiums will be and the lower your Social Security benefit will be too. For married couples filing jointly, the IRMAA threshold is higher than for single filers. The Social Security Administration determines your IRMAA tier and premium part B and D surcharges based on your taxable income.