Maplewood Covenant Business Owning a Piece of Sports History and How to Display Your Sports Memorabilia

Owning a Piece of Sports History and How to Display Your Sports Memorabilia

There are a lot of different ways that you can show that you are a fan of your favorite sports teams. From jerseys,to collectables,to even tattoos,fans have shown their appreciation for the teams that they love in a variety of ways. Perhaps no other thing proves your fandom than having some exclusive memorabilia from your team or its players. Owning a piece of sports memorabiliahistory can be invaluable to someone who cherishes it,and a lot of people will go to great lengths just to get it. Maybe you have a signed baseball,a game used hockey stick,the gloves from your favorite wide receiver,or even a signed pair of shoes from your favorite basketball player. No matter what it is,you want to display it proudly,and let the world know exactly what it means to you.

Securing Your Items

In times past,it was difficult to make sure that memorabilia was stored in a way that kept its integrity. It’s no secret that things can deteriorate over time,especially if it isn’t cared for. Now,people have display cases,or sometimes entire rooms,dedicated to displaying memorabilia. It’s important to understand how lighting,dust,and excessive handling can compromise the integrity of your items. We all remember the scene in the movie The Sandlot,where a child decided that a Babe Ruth autographed baseball was ok to play with. Make sure to avoid these circumstances and have your prized possession secured properly.

Lighting and Dust

It doesn’t matter if you have a “man-cave” or just a dedicated display case,take the time to make sure that the conditions are right for storage. Have soft lighting around the items,and refrain from direct sunlight. Also,consider plastic casing around your items to prevent dust,and acting as a barrier between the items and people’s hands. The oils and dirt that are on our hands can severely damage fragile items and will cause lettering and fragile materials to deteriorate over time. With a solid casing,you are eliminating these possibilities.

Check Its Authenticity

The last thing you need to worry about,or maybe the first thing depending on how you look at it,is how to make sure that the item you own is authentic. If you got the item directly from the athlete,or the sports organization,then you 100% know that it is legit. If you go through a vendor though,it can be different. Unfortunately,there are a number of people looking to make a quick buck through fake items. Make sure you are getting a certificate of authenticity with your items if you are planning to buy them from a store,or if you have the means,get it appraised yourself. Getting an authentic piece of memorabilia from your favorite team or athlete is amazing,just make sure you are getting the real deal,and are storing it in the best way possible.

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Step-By-Step Guide On Fixing A Loose Toilet Tank HandleStep-By-Step Guide On Fixing A Loose Toilet Tank Handle

Toilet levers,or handles,are used several times a day; so it is no surprise that they begin to loosen overtime. Although not a serious repair,it is important to remedy a loose toilet lever because it can affect toilet performance and efficiency. Not only is a toilet with poor flushing performance unpleasant and unsanitary,its inefficiency can increase monthly water bills. Fortunately,this is generally an easy fix,and one that you can accomplish all on your own with a few simple adjustments. Continue reading to review a step-by-step guide on tightening a loose toilet tank lever.

Payless Plumbing

The Tools and Materials You Will Need

To tighten up a loose toilet tank handle,you won’t require very many tools or supplies. That is because it is not a very invasive repair. Most likely,you will already have the tools necessary to get the job done. This saves you time by avoiding a trip to the local home improvement store. All you need is your own two hands and an adjustable wrench.

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Steps:

Start by locating the water shut-off valve for the toilet. The supply pipe and handle should be behind the tank. Turn off the water supply to the toilet by rotating the shut-off valve handle clockwise.

Once the shutoff valve is closed,remove the toilet tank lid. Grab both sides and lift upwards. It should not be sealed or connected to the toilet. Place it down slowly on a flat,stable surface so you do not crack or break it.

You will now need to empty the tank of water. Do this by simply flushing the toilet with the handle. It is easier to adjust a loose toilet lever without water in the tank.

Now look for the metal nut that secures the toilet lever to the inside of the tank. This is the nut that has come loose. Standard screws and other threaded hardware are forward threaded,but toilet lever nuts and screws are reverse-threaded with a plastic washer. This helps to prevent loosening overtime.

Use your adjustable wrench to tighten the nut. Do this by grasping the nut with your wrench and turning it clockwise. Continue turning the nut until you begin to feel resistance. Once you feel this resistance,make only a couple more turns until it is difficult to turn any more. Be careful to not overdo it and accidentally crack the tank.

Next,test the lever’s tightness and performance by pressing it as if you were flushing the toilet. If it does not compress well,it is too tight and you will need to loosen it by one or two rotations. Loosen counterclockwise with your wrench.

Finish by turning your water supply to the toilet back on.

South Florida Plumbing

Possible 2025 IRMAAPossible 2025 IRMAA

For retirees in Medicare the tax of IRMAA is happening and at a more alarming rate than ever before, so much so that the future of IRMAA will impact many more retirees than anyone is planning for. The 2025 irmaa brackets are expected to affect even more retirees than the current brackets. Each IRMAA tier has a corresponding marginal tax rate that determines the additional premium part B and part D surcharges.

In 2007, when IRMAA first came into existence, roughly 1.7 million Medicare beneficiaries were hit with this tax.

Today, in 2023, the amount of people in IRMAA is over a staggering 6.8 million. This is an increase of 9.00% annually from 2007 and the future doesn’t look like it will decrease either.

 

What is the Future of IRMAA?

According to recent reports from the Trustees of Medicare, by 2030 there will be at least 12.8 million or 25% of all eligible Medicare beneficiaries in IRMAA.

This amount of Medicare beneficiaries who will be in IRMAA, according to the Trustees, must occur, regardless of what the IRMAA thresholds may become as the program itself (Medicare) will be insolvent in just a few years without it.

IRMAA is simply a revenue source for both the Medicare and Social Security programs, without it both programs will be in serious jeopardy. The Social Security Administration uses your modified adjusted gross income (MAGI) to determine your IRMAA tier and corresponding marginal tax rate.

 

What is IRMAA?

IRMAA, short for Medicare’s Income Related Monthly Adjustment Amount, is a surcharge on to of Medicare Part B and D premiums for those who earn to much income. The income-related monthly adjustment amount (IRMAA) is based on your modified adjusted gross income.

IRMAA is a tax on income.

If you earn an income over a certain limit, then your Medicare premiums will increase accordingly. The more you make in oncome the higher your premiums will be. Your adjusted gross income, as reported on your tax return, is used to determine if you are subject to the income-related monthly adjustment amount. The marginal tax rate for IRMAA can be as high as 85% for the highest income tier. 

Compounding this issue of IRMAA and its surcharges is that any surcharges you are hit by will reduce your Social Security benefit too.

 

You pay for your IRMAA surcharges through your Social Security benefit.

So, the more income you earn in retirement the more your Medicare premiums will be and the lower your Social Security benefit will be too. For married couples filing jointly, the IRMAA threshold is higher than for single filers. The Social Security Administration determines your IRMAA tier and premium part B and D surcharges based on your taxable income.

Debt Settlement In MichiganDebt Settlement In Michigan

If you have been struggling to make your payments on your Michigan credit card accounts,it may be time to look for Michigan debt relief help. There are many options available to you if you know where to look and you need to be aware of the various options you have to choose from. The most important thing to do is to look online for a reputable debt settlement company that will show you all the different companies in your area so you will have the opportunity to find the right company for your specific situation.

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These networks operate by having relationships with a variety of different debt settlement companies. You can find out which companies are the most popular with consumers by contacting the networks and asking about their recommendations. These networks are run by non-profit groups,so you know they are based on a solid foundation when it comes to helping consumers find the best debt settlement companies.

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Debt settlement is a form of debt relief that is often done by using a third party company to negotiate with your creditors on your behalf. This is done so you don’t have to personally pay all of your bills,and it is the consumer that gets the benefits. It can be very beneficial because you can save yourself a great deal of money over paying back your debt. If you are in need of a way to get help with your credit-card debt,contacting a debt settlement company is the best way to go.Debt Help in Flint MI