Maplewood Covenant Business Which is Better Granite or Quartz?

Which is Better Granite or Quartz?

There are few design elements that spark heated debate and divide homeowners as much as granite and quartz. Don’t believe me? Tune into any show on HGTV and you’ll likely hear the prospective buyer/renter wax poetic about their preferred counter top material and shun the other vehemently. But is one really better than the other or is it merely a matter of aesthetics?

To help break down the granite vs. quartz quandary,we thought up five categories to help show the differences between both. By the end of this article,you can decide which one you prefer. Before we get into all of that though,exactly what is granite and quartz?

Granite is a very hard stone and 100 percent natural. It’s mined from quarries all around the world,cut down to a manageable size,then afterwards polished to a fine finish.

Quartz is slightly different because it is not 100 percent natural. Instead,countertops are produced using 95 percent ground natural quartz and 5 percent polymer resins.

Now that you know the basics,let’s see how they compare against one another.

1: Appearance
Granite

Granite comes in various colors and patterns due to the way it’s formed (cooling and strengthening of molten materials). Whether you’re looking for a subtle complement to your kitchen or a standout slab with unique mineral inclusions,there is an almost unlimited selection to select from and no two granite countertops are the same.

Quartz

Among the main reasons quartz has exploded in popularity is because of appearance. Quartz has the look of stone while also allowing property owners to customize the design. While granite offers many options in regards to appearance,you may have to search for the right piece that matches your color scheme. With quartz,the selection process is a lot easier.

2: Price
Granite

According to HomeAdviser.com,the average cost to purchase granite and have it installed can cost between $2,000 and $4,000. You can save money by purchasing the material from a wholesaler and doing a portion of the preliminary work yourself but the actual fabrication and installation of the countertops should be left to a professional.

Quartz

Depending upon the quality of quartz and style of edging,HomeAdvisor.com places the average cost to install quartz countertops between $1,500 and $5,500. You can do some of the preliminary work to save money,but because engineered quartz is heavier than other stone surfaces,a professional installer needs to make sure the space is structurally sound.

3: Environmentally-Friendly
Granite

The only way granite ends up in your kitchen is if it’s quarried which uses a lot of energy. If you select a high-end slab from Italy,for example,there will be considerable transportation involved. Try using indigenous stone when possible or visit salvage shops for pieces that can be cut to fit your needs.

Quartz

Since quartz is engineered,it can be more environmentally-friendly than granite if you use regionally manufactured stone and local fabricators. This cuts down on the distance the material needs to be transported.

4: Maintenance
Granite

Granite countertops should be cleaned daily with soap and water or a mild household cleaner. Some oils and acids can stain so do your homework first to avoid stains. To ensure the longevity of your investment,consider having your countertops resealed once a year.

Quartz

Like granite,you’ll wish to clean any spills on quartz countertops with soap and water or a household cleaner,but that’s about it in terms of maintenance. The solid surface means that there is no need to have your countertops resealed.

5: Durability
Granite

Granite is a durable material that’s resistant to heat and many other kitchen elements. Due to its porous nature though,there can be some staining if spilled liquids are left sitting and damage can be done if your counter receives a high impact blow.
Quartz

Quartz is actually harder than granite and thus,more durable. In point of fact,quartz is nearly indestructible,and because it isn’t porous like granite,it’s easy to keep your countertops relatively bacteria-free. Be careful with cooking pans though: Quartz can be damaged by excessive heat,so use heating pads at all times.
If you ‘d like to explore the differences yourself,contact Peakstone Granite at (336) 324-2875 or visit them at http://PeakStoneGraniteMarble.com

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Possible 2025 IRMAAPossible 2025 IRMAA

For retirees in Medicare the tax of irmaa is happening and at a more alarming rate than ever before, so much so that the future of IRMAA will impact many more retirees than anyone is planning for. The 2025 IRMAA brackets are expected to affect even more retirees than the current brackets. Each IRMAA tier has a corresponding marginal tax rate that determines the additional premium part B and part D surcharges.

In 2007, when IRMAA first came into existence, roughly 1.7 million Medicare beneficiaries were hit with this tax.

Today, in 2023, the amount of people in IRMAA is over a staggering 6.8 million. This is an increase of 9.00% annually from 2007 and the future doesn’t look like it will decrease either.

What is the Future of IRMAA?

According to recent reports from the Trustees of Medicare, by 2030 there will be at least 12.8 million or 25% of all eligible Medicare beneficiaries in IRMAA.

This amount of Medicare beneficiaries who will be in IRMAA, according to the Trustees, must occur, regardless of what the IRMAA thresholds may become as the program itself (Medicare) will be insolvent in just a few years without it.

IRMAA is simply a revenue source for both the Medicare and Social Security programs, without it both programs will be in serious jeopardy. The Social Security Administration uses your modified adjusted gross income (MAGI) to determine your IRMAA tier and corresponding marginal tax rate.

What is IRMAA?

IRMAA, short for Medicare’s Income Related Monthly Adjustment Amount, is a surcharge on to of Medicare Part B and D premiums for those who earn to much income. The income-related monthly adjustment amount (IRMAA) is based on your modified adjusted gross income.

IRMAA is a tax on income.

If you earn an income over a certain limit, then your Medicare premiums will increase accordingly. The more you make in oncome the higher your premiums will be. Your adjusted gross income, as reported on your tax return, is used to determine if you are subject to the income-related monthly adjustment amount. The marginal tax rate for IRMAA can be as high as 85% for the highest income tier.

Compounding this issue of IRMAA and its surcharges is that any surcharges you are hit by will reduce your Social Security benefit too.

You pay for your IRMAA surcharges through your Social Security benefit.

So, the more income you earn in retirement the more your Medicare premiums will be and the lower your Social Security benefit will be too. For married couples filing jointly, the IRMAA threshold is higher than for single filers. The Social Security Administration determines your IRMAA tier and premium part B and D surcharges based on your taxable income.

Discount Plastic SurgeryDiscount Plastic Surgery

Get a Deal on Your Procedure Without Using Sketchy Surgeons

Discount surgery is never a good idea. Surgeons who don’t command a premium are often building a practice,learning their skills. Or just getting started. There’s a reason why they don’t charge as much as other doctors.

The most important thing you can do is study referral sites like real self,read the reviews,study the before and after pictures,and then make an informed decision.

The RealSelf Verified campaign offers consumers greater transparency into surgeon qualifications and help them discover trusted,patient-friendly professionals.

Three words that should set off loud warning bells in your head every time you hear them? Discount plastic surgery. It is so true that “cheap” is never a good thing for medical decisions; cheap almost always cost you way more in the end. Surgical qualifications,not discounts,should be on the top of your mind when booking a surgical procedure. But that isn’t to say that surgeons who offer promotions aren’t qualified or that skilled doctors will never cut you a deal. Once you’ve done your research and are comfortable with your choice of surgeons,you can still negotiate. It never hurts to ask!Vaser Lipo

Go for a package or bundle

You have the best chance of lowering your rate if you’re getting multiple procedures done.

Some of the cost of a surgical procedure in the operating room itself,the anesthesiologist,surgical nurses,etc. when you have multiple procedures done,it’s just an addition of time rather than the surgery setup.www.vaserlipo.us

A bundle makes a lot of sense when you’re doing liposuction. It would be a possible mistake to do your abdomen when you need to work on your sides,back,and thighs. You’ll get a better result as a fraction of the cost.

Consider the Cost of Botched Results

The saddest thing is when a patient goes to a lesser surgeon and has a botched result. www.vaserlipo.usThey have the cost and the discomfort of a procedure; then they have to pay even more for a revision that they needed to. That’s the most important thing to avoid.

Possible Consequences After a Criminal Conviction in DallasPossible Consequences After a Criminal Conviction in Dallas

Introduction: 

Facing criminal charges can be a daunting experience, with potential consequences that extend far beyond the courtroom. In Dallas, Texas, individuals convicted of crimes may face a variety of legal penalties and collateral consequences that can impact their lives long after the case is resolved. Understanding these potential ramifications is crucial for anyone navigating the criminal justice system. In this article, we’ll explore the possible consequences of a criminal conviction in Dallas, as well as the importance of hiring a skilled criminal defense lawyer in Dallas.

 

Legal Penalties: 

When someone is convicted of a crime in Dallas, they may face a range of legal penalties, depending on the nature and severity of the offense. These penalties can include:

Fines: Convicted individuals may be required to pay fines as part of their sentence. The Amount of the fine will vary depending on the offense.

Probation: In some cases, a judge may impose probation instead of or in addition to jail time. Probation typically requires individuals to comply with certain conditions, such as regularly checking in with a probation officer and abstaining from drugs and alcohol.

Jail or Prison Time: For more serious offenses, individuals may be sentenced to serve time in jail or prison. The length of the sentence will depend on factors such as the severity of the crime and the individual’s criminal history.

Community Service: Some sentences may include requirements for community service, such as Performing a certain number of hours of volunteer work.

Collateral Consequences: In addition to these legal penalties, a criminal conviction can have long-lasting collateral consequences that affect various aspects of a person’s life. These consequences may include:

Employment: A criminal conviction can make it difficult to find or maintain employment, as many employers conduct background checks on job applicants. Certain professions may be off-limits to individuals with certain types of convictions.

Housing: Landlords may be hesitant to rent to individuals with criminal records, making it challenging to secure housing.

Professional Licenses: Some professions require individuals to hold professional licenses, which may be revoked or denied to those with criminal convictions.

Immigration Status: Non-citizens convicted of crimes may face deportation or other immigration consequences, including being deemed inadmissible to the United States.

Gun Rights: A felony conviction can result in the loss of the right to own or possess firearms under both state and federal law.

 

Click here to find a qualified Criminal Defense Attorney in Dallas TX

Chris Lewis & Associates, P.C.
1717 Main St Suite 4625, 
Dallas, 
TX 75201, 
United States
+12146656930

 

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Types of Criminal Cases:

 In Dallas, as in any other jurisdiction, various types of criminal cases may arise. Some common types of criminal cases include:

DUI/DWI: Driving under the influence of alcohol or drugs is a serious offense in Texas and can result in license suspension, fines, and jail time.

Drug Crimes: Charges related to drug possession, distribution, or trafficking can carry significant penalties, including lengthy prison sentences.

Assault and Battery: Charges of assault and battery involve allegations of physical violence against another person and can range from misdemeanors to felonies.

Theft and Property Crimes: Offenses such as theft, burglary, and robbery involve unlawfully taking or damaging another person’s property and can result in both legal and collateral consequences.

White Collar Crimes: White collar crimes, such as fraud, embezzlement, and identity theft, involve Financial deception and can lead to severe penalties, including restitution and asset forfeiture.

Conclusion:

Facing criminal charges in Dallas can have serious consequences that extend beyond the courtroom. From legal penalties such as fines and jail time to collateral consequences like difficulty finding employment and housing, the aftermath of a criminal conviction can be life-altering. That’s why it’s crucial for anyone facing criminal charges to seek the guidance of a knowledgeable and experienced criminal defense lawyer in Dallas, Texas. A skilled attorney can help navigate the complexities of the legal system, protect your rights, and work to achieve the best possible outcome for your case.